Holiday Spending Hacks with Maya

Christmas is just around the corner, malls are full, and holidays plans are overflowing!

But before you swipe, tap, or checkout your cart, do yourself a favor, and get your finances in formation. Think of this as your quick holiday spending tip set, the one that makes sure every peso works smarter for you, and every purchase is as painless as possible.

Maya Holiday Spending — Your Go-To Guide for Surviving **Holiday Spending** with **Maya**

Here’s how you can still catch up and get holiday-ready with Maya:

Lock in your budget (and your goals)
If your “holiday budget” is still a mental note, now is the time to organize it for real. With Maya Personal Goals, you can set up to five savings targets, such as gifts, Noche Buena, travel, or anythin1g else you need!

Each Personal Goal earns 4% interest per year immediately, and every Php 20,000 you add boosts your rate up to 8% p.a. for deposits up to Php 100,000. No lock-ins, no penalties. Perfect for making sure your bonus doesn’t mysteriously disappear after one shopping trip.

Treat yourself smart
Holiday meals, reunions, last-minute gifts, they all add up. But with Maya, they also pay off.

If you’re dining out, the Maya Credit Card’s 20% cashback dining promo lets you earn up to Php 1,000 cashback each month when you spend at least Php 2,500. And the perks don’t stop there; you also earn Maya Miles when you use your Maya Black Credit Card, or Landers points when you use the Landers Cashback Everywhere Credit Card.

Tap to Pay: Your new holiday superpower
No more wallet hunting in line. No QR fumbling. No OTP delays. With Maya on Google Pay, you can pay with just a tap wherever contactless payments are accepted — coffee runs, grocery hauls, airport shopping, bazaars, you name it. Add your Maya Credit Card to Google Pay and every tap automatically earns instant Maya Miles or Cashback so your rewards stack up faster while you breeze through the holiday rush.
Keep your peace and your funds intact
Your schedule might be a mess, but your money doesn’t have to be. In the Maya app, track your spending, savings, credit, rewards, and even your holiday cashback — all in one place.

And here’s the cherry on top: every Php 1,000 you spend with Maya, whether it’s on gifts, groceries, or dining out, earns you a raffle entry for a shot at Php 1 million. Win it, and Maya doubles the prize so your bestie also takes home Php 1 million. Yup, that’s a total of Php 2 million so you’re both 2winning this Christmas just by being smart with your spending.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas. Deposits are insured by PDIC up to ₱1 million per depositor.